Does My Car Insurance Cover My Broken Windshield?

Dear Cracked Up,
The first thing you should do is to call your insurance agent and confirm that you have ”full glass coverage” for your automobile. If you do, a simple call to the insurance company to make a claim is all it takes for them to set you up with an auto glazer that typically can come to your home or place of business to make the repair within 24 or 48 hours. They will bill your insurance company directly and your claim is settled. If you do NOT have full glass coverage, prepare a bloody Mary, drink up, and cry a little because you may have to pay for the entire thing as it may fall under your deductible. Either way, the important thing is to get that repaired immediately before you use your automobile again. Even though it might only be a slight crack, the whole windshield is now weakened and can be very dangerous.

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