Insurance Match Game #1
We are all purchasers of insurance policies whether it’s a Commercial policy or a Personal policy, but do we really know what we are buying and which policy would respond to a claim? Take this 5 question quiz and test your insurance IQ:
Umbrella Policy | New York State Disability | Travel Accident Policy | Employment Practice Liability | Business Auto Policy
1.) Last year my daughter flew to Africa nine times in connection with her job. On the last trip her plane had an accident on the ground and a number of people in her company were injured. It is a good thing that her company had this policy in force.
2.) In the era of allegations against firms for wrongful hiring practices, gender discrimination and sexual harassment, every business should consider this coverage as part of their insurance program.
3.) There is no doubt that we live in a very litigious society. When we receive a claim against us personally or professionally, and the claimant is asking for a $5 million settlement, this is surely the policy to have.
4.) We send our drivers for defensive driving courses and check their motor vehicle records prior to hiring them. However, now and then they do get into accidents and that is when we are very glad to have this insurance in place
5.) My husband loves to play softball on the weekends. However, when he broke his leg and had to be out of work for six weeks, we were grateful that his employer provided this insurance.
