Happy Belated Mother’s Day – a Personal Note from our President

On every Mother’s Day I find myself always feeling blessed that I still have the opportunity to celebrate with my mom on her special day. This mother’s day I share with you a photo of my mom and one of my favorite “kids”, Dobie, singing together this past Christmas. This photo makes my heart smile and glow. I’m sure my mom won’t be happy with me sharing this as she may feel it is not a flattering photo of her. I share it because it reminds me of all the wonderful, kind and loving ways my mom fills my life. I wish my mom a day as beautiful as the memories she has given me.

Whether you love music, flowers or a special day with family and/or pets, I wish all mother’s a wonderful day filled with joy and laughter. For those of you whose mom is an angel in heaven, I hope the memories of her bring you a smile that warms your heart.

– Heidi Petschauer Fox, CIC

Are Annuities Safe? (Garden City, NY)

By abraham | November 1, 2024 | 0 comments

Many investors want to know if annuities are safe or if they are on par with other forms of investments like mutual funds or bonds. Before I answer this question, I’ve got to remind you that all forms of investment carry some level of risk, and...

Can You Lose Money With Annuities? (Garden City, NY)

By Team Member | October 15, 2024 | 0 comments

When planning for retirement, one of the last things you need on your mind is the fear of losing the money in your retirement plan. The good news is the majority of typical Annuities don’t make you lose money. Fixed annuities will offer you a f...

The Best Life Insurance Policies for 50-Year-Olds

By Team Member | April 18, 2024 | 0 comments

READ THE FULL ARTICLE FEATURED IN MONEYGEEK HERE Why is life insurance more expensive for people over 50? The older we get, the more expensive life insurance becomes due to rising mortality rates. Also, the longer we live, the greater the like...

Are Business Premiums Tax Deductible? (Garden City, NY)

By Team Member | April 12, 2024 | 0 comments

Every business owner wants to make sure they take advantage of all the tax deductions that they can. And a common question regarding business insurance is whether or not premiums are deductible. To start with – we all know that taxes are a comp...

Pitfalls in Cyber Insurance Coverage and How to Avoid Them

By Team Member | April 9, 2024 | 0 comments

Cyber insurance serves as an effective safeguard against a cyber attack by providing time-critical resources and indemnifying your organization for losses. While it’s essential to cover the direct costs associated with a data breach or ransomware a...

Mitigating Cyber Risks of Human Error

By Team Member | February 15, 2024 | 0 comments

Still, it’s been the same way for 10 years. People are what get breached, not systems for the most part for businesses. Especially small to mid size businesses. It’s the people that are breached through some type of process, be it phising...

How Much Business Interruption Coverage Do you Need?

By Team Member | February 15, 2024 | 0 comments

You’re gonna have to take into account your revenue and expenses and you’re gonna have to boil that down to one simple number. You’re gonna have to say, ok, if my business is down for X number of days, what does that cost to me as a...

Cyber Insurance Sub-Limits on Wire Transfer Fraud Coverage

By Team Member | February 14, 2024 | 0 comments

Just to clarify – social engineering, sometimes it’s called funds transfer fraud. In layman’s terms, wire fraud is used often to describe it. I call it the 21st century con. It’s a 21st century digital con. It’s when som...

What is Business Interruption in a Cyber Insurance Policy?

By Team Member | February 13, 2024 | 0 comments

So business interruption indemnifies your firm for loss of income caused by a cyberattack – that shuts down your network, software applications or hardware. And it will also pay for extra expenses, which are additional costs you might incur whi...

Does Cyber Insurance Cover Reputational Harm?