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5 Tips for an Insurance Check-Up
By Heidi Petschauer | December 12, 2013

1. Request a Schedule of Insurance. This will provide you with a snap shot of your current coverage. 2. Schedule a phone call with your Insurance Agent to review your account. This is a good time to check property values or increase coverage limits. ...



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Does A Consultant Need Insurance?
By Heidi Petschauer | December 10, 2013

>Dear Sherri,I am a consultant that visits my clients at their offices. Do I need insurance to protect myself in case I am sued? Guru in Yonkers Dear Guru in Yonkers,Definitely! We gurus have to stick together and your question is proof of your gu...



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The Petschauer Corner – Artistic Stitch Sports Complex
By Heidi Petschauer | December 5, 2013

We are happy to introduce a new series that will appear in the Petschauer blog called “The Petschauer Corner”. In this series we will highlight one of our client’s business, what they offer and how you can avail yourself of their services. This...



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Does My Homeowner’s Insurance Cover a Stolen Cell Phone
By Heidi Petschauer | December 3, 2013

Dear Sherri, My son’s cell phone was stolen while he was at the park, does my Homeowner’s policy cover this? – Very Angry Mom in Queens Dear Very Angry Mom in Queens, I have good news and I have bad news. The good news is yes your policy do...



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Happy Thanksgiving from Heidi Petschauer Fox, President
By Heidi Petschauer | November 27, 2013

In the spirit of appreciation and the true meaning of this Thanksgiving holiday, I thank my team for the stellar job they are doing here at Petschauer Insurance. You are a dynamic and well educated staff that is so invested in your clients. You bring...



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What Kind Of Insurance Do I Need As An Accountant?
By Heidi Petschauer | November 26, 2013

Dear Sherri: I am an accountant with one employee and a small office with 2 desks, 2 chairs, and 2 computers. What kind of insurance do I need? Please keep in mind that I am just starting out and I don’t have a lot of money to spend on insurance Si...



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What if there was a LTC Policy that can offer Long Term Care, Life Insurance or Your Money Back?
By Heidi Petschauer | November 21, 2013

A couple of weeks ago I wrote about the need for Long Term Care coverage, and the guarantee that your premium dollars would not go to waste by using Life Insurance with a Long Term Care Rider. Now we will look at another option to obtain Long Term Ca...



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Why Do I Need To Take A NY Defensive Driving Course?
By Heidi Petschauer | November 15, 2013

Q: Why Do I Need To Take A NY Defensive Driving Course? A: Are you taking advantage of all the credits your current auto insurance company offers? Everyone wants to lower their premium, but most people overlook the easiest way to save 10% on their in...



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Can my employee apply for group health coverage that I offer at any time during their employment?
By Heidi Petschauer | November 12, 2013

Q: Can my employee apply for group health coverage that I offer at any time during their employment? A: No. New hires have to fulfill a “lag-time” or waiting period that is predetermined in your contract with the insurance company. Once that wait...



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How Can I Lower by Auto and Homeowners Premiums?
By Heidi Petschauer | November 8, 2013

Q: How Can I Lower by Auto and Homeowners Premiums? A: EASY! Does your insurance company offer the following Discounts? • Increasing your Deductibles • Pay In Full Discounts • Applying Alarm Discounts • Being Retired • Having a College or M...



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