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Does My Business Need Management Liability?
By Heidi Petschauer | July 15, 2014

Whether you are a public company or a private corporation, management liability is an important policy to have in place as part of your overall insurance program. So, what constitutes management liability? This is a policy which protects an entity, â...



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Should I Report A Claim Or Pay Out Of Pocket?
By Heidi Petschauer | July 8, 2014

Dear Sherri, A tree on my property fell and damaged my roof. The estimate to repair the roof is approximately $2,900. Since I have a $2,500 deductible, should I report this claim to the company? – Timberrrr in Park Slope Dear Timberrrr, Well, n...



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Ask Sherri Forrest Gump Special
By Team Member | July 3, 2014

With the 25th Anniversary of Forrest Gump happening this week, Petschauer Insurance decided to pay homage to this classic film in it’s Ask Sherri series. Enjoy!...



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Are Non-Profits At Risk For Cyber Liability Claims?
By Heidi Petschauer | July 2, 2014

As more and more information about Cyber Liability becomes available, it is apparent that any non-profit entity or social service organization may be at risk for data breach claims. Especially if the organization has: • A computer network that link...



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My Tenant Has A Puppy. What Type Of Insurance Do I Need?
By Heidi Petschauer | June 27, 2014

Dear Sherri, I just found out that my tenant adopted a puppy. I have a fire policy with liability coverage of $500,000 and an umbrella policy too. Should I do anything else? – Dog-gone Worried in Hicksville Dear Dog-gone Worried, I’m not sure...



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What Is Covered On My Wedding Insurance Policy?
By Heidi Petschauer | June 17, 2014

Shortly after a young woman gets engaged she begins making plans for the big day. There is the location, the flowers, the band, the food, the dress, the wedding party, the limos, the house of worship, and it goes on and on. Most weddings are in the p...



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Happy Father’s Day from Petschauer Insurance
By Heidi Petschauer | June 13, 2014

This is a day I always love remembering and honoring my dad, John Petschauer, the founder of our firm. He may only be with me in spirit now but his memory lives on in my heart and in my every day life. Since I was a little girl, he always encouraged ...



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Does My Car Insurance Cover My Broken Windshield?
By Heidi Petschauer | June 11, 2014

Dear Sherri, I got into my car this morning to find a large crack in my front windshield, will my insurance cover that and what should I do? – Sincerely, Cracked Up in Forest Hills Dear Cracked Up, The first thing you should do is to call your ...



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Do Telematic Devices Save You Money?
By Heidi Petschauer | June 6, 2014

The insurance industry has realized that electronics can now play an important role in the underwriting of a Commercial Automobile Policy. After all, our personal auto clients have been benefiting from GPS technology for years. In Commercial Vehicles...



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How To Save Money On Your Homeowners Premiums
By Heidi Petschauer | June 3, 2014

I went to the supermarket last week and I couldn’t believe the prices. How do families put food on their tables and still have money left for clothing, shelter and FUN? This actually led me to think about the customers we insure and how they could ...



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