Why Choose An Independent Agency (Garden City, NY)

Have you ever gotten a craving for ice cream? Loaded up the family and driven to the vanilla store? Of course not, because why would you go to a shop that just has one flavor when you can go to one that has 31?

Believe it or not, this is the case with insurance agencies today. Most of the agencies you see only represent one single insurance carrier, which is fine if you’re looking for one flavor-fits-all insurance coverage. But most people need options, options in pricing, and options in coverage.

That’s where an independent insurance agency comes in because when you call an independent insurance agency, something special happens with that one goal. You get quotations from 10 or more different insurance carriers in just minutes, and your independent agent is fully informed on the benefits of each carrier and each policy. So you’re getting truly expert advice.

We are a proud independent insurance agency working hard to make sure you have the best coverage for you and for everything you care most about in the world. And remember, if you’re already a client and are thinking about changing up your coverage, we’d be happy to show you all the different flavors. No need to limit yourself to vanilla. Give us a call today. You’ll be surprised at the difference we can make in your life.

We’d be happy to review your insurance coverage options with you! Give us a call at 516-419-5050 or visit https://jpins.com.

Are Annuities Safe? (Garden City, NY)

By abraham | November 1, 2024 | 0 comments

Many investors want to know if annuities are safe or if they are on par with other forms of investments like mutual funds or bonds. Before I answer this question, I’ve got to remind you that all forms of investment carry some level of risk, and...

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By Team Member | October 15, 2024 | 0 comments

When planning for retirement, one of the last things you need on your mind is the fear of losing the money in your retirement plan. The good news is the majority of typical Annuities don’t make you lose money. Fixed annuities will offer you a f...

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By Team Member | April 18, 2024 | 0 comments

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By Team Member | April 12, 2024 | 0 comments

Every business owner wants to make sure they take advantage of all the tax deductions that they can. And a common question regarding business insurance is whether or not premiums are deductible. To start with – we all know that taxes are a comp...

Pitfalls in Cyber Insurance Coverage and How to Avoid Them

By Team Member | April 9, 2024 | 0 comments

Cyber insurance serves as an effective safeguard against a cyber attack by providing time-critical resources and indemnifying your organization for losses. While it’s essential to cover the direct costs associated with a data breach or ransomware a...

Mitigating Cyber Risks of Human Error

By Team Member | February 15, 2024 | 0 comments

Still, it’s been the same way for 10 years. People are what get breached, not systems for the most part for businesses. Especially small to mid size businesses. It’s the people that are breached through some type of process, be it phising...

How Much Business Interruption Coverage Do you Need?

By Team Member | February 15, 2024 | 0 comments

You’re gonna have to take into account your revenue and expenses and you’re gonna have to boil that down to one simple number. You’re gonna have to say, ok, if my business is down for X number of days, what does that cost to me as a...

Cyber Insurance Sub-Limits on Wire Transfer Fraud Coverage

By Team Member | February 14, 2024 | 0 comments

Just to clarify – social engineering, sometimes it’s called funds transfer fraud. In layman’s terms, wire fraud is used often to describe it. I call it the 21st century con. It’s a 21st century digital con. It’s when som...

What is Business Interruption in a Cyber Insurance Policy?

By Team Member | February 13, 2024 | 0 comments

So business interruption indemnifies your firm for loss of income caused by a cyberattack – that shuts down your network, software applications or hardware. And it will also pay for extra expenses, which are additional costs you might incur whi...

Does Cyber Insurance Cover Reputational Harm?