Client Login Employee login
(516) 419 5050
info@jpins.com

Blog

If I hit a deer with my car, what part of my auto policy pays the claim, Comprehensive or Collision?
By Heidi Petschauer | March 11, 2013

Q: If I hit a deer on the way home from a camping trip, what part of my auto policy pays the claim, Comprehensive or Collision? A: Comprehensive Coverage. Most people think that colliding with something, be it an animal or inanimate object, must be c...



VIEW MORE
Pets Alive Westchester’s Shoe Recycling Program
By Heidi Petschauer | March 7, 2013

With Ground Hog’s Day having just passed, and St. Patrick’s Day ahead, can Spring be far off? Even if Spring is not on the immediate horizon, we do have long winter days when there is nothing more satisfying then cleaning out a closet and getting...



VIEW MORE
Why Do I Need Uninsured/UnderInsured Motorist Coverage?
By Heidi Petschauer | February 28, 2013

While it is true that we do try to impart some humor in our blogs, while educating our readers about insurance, this topic is NO laughing matter. Recently, a young couple we know had their first children, a set of twins, and they were extremely thril...



VIEW MORE
Is My Girlfriend/Boyfriend covered under MY Homeowners Policy?
By Heidi Petschauer | February 21, 2013

So you have decided to take the next big step in your relationship and asked your girlfriend to move in your home. The two of you are now trying to figure out how to fit all of her “stuff” in your home. Where are you going to put all thos...



VIEW MORE
The Importance of an Independent Insurance Agent
By Heidi Petschauer | February 7, 2013

For the last two weeks we have been discussing different elements of a policy that affects a premium. We stressed that not all policies are written the same way even if the Dollar amount of coverage is the same and this, of course, will affect the pr...



VIEW MORE
Ask Sherri Episode #4 – Valentine’s Day Special – Inland Marine Policy
By Team Member | February 1, 2013

Planning to propose this Valentine’s Day? Sherri makes sure that you know how to properly insure that engagement ring! Click below to learn something about a Floater policy and maybe have some laughs along the way. Enjoy!  ...



VIEW MORE
Ask Sherri: Does My Homeowner’s Policy Cover My Wedding Ring
By Team Member | January 31, 2013

Q Dear Sherri: I am getting ready to pop the question and have already purchased an engagement ring. Does my Homeowner’s policy cover the ring? A How exciting and romantic. Let me start with a BIG congratulations! Most Homeowner’s policies cover ...



VIEW MORE
Your Fire and Liability Policy: Deductible and Coinsurance
By Heidi Petschauer | January 24, 2013

Last week we discussed the importance of noting the policy’s “Valuation” and “Form” when determining which policy is best for you and for performing an accurate apples-to-apples comparison when you receive multiple quotes. This week, I’m ...



VIEW MORE
Two Important Items To Look At When Buying A Fire And Liability Insurance Policy
By Heidi Petschauer | January 17, 2013

We’ve all seen the commercials with cartoon military officers, reptiles, and bugging devices telling us their policies will save you money. However, how do you really know if you are getting the RIGHT insurance to protect you? While price is import...



VIEW MORE
Floater Policy: Insuring Your Valuables
By Heidi Petschauer | January 11, 2013

Last month, we wrote a blog discussing the proper way to insure an engagement ring or any other valuable item you were fortunate enough to receive over the holidays. The response was so overwhelming that now that Valentine’s Day is coming up we wan...



VIEW MORE