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Private Company Directors & Officers Liability Renewal Premiums
By Heidi Petschauer | December 11, 2014

In speaking with the underwriting community about private company D&O renewal policies, they are unanimous in their assertion that there has been a significant deterioration in claim experience. Historically, losses were the result of Employment ...



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Does Your Company Have A Business Contingency Plan?
By Heidi Petschauer | December 9, 2014

Super-storm Sandy, hurricanes, Ebola, influenza epidemics, product malfunctions or any event that may negatively affect a company’s health, image or productivity call for a  business contingency plan. Risk Management should certainly be a co...



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Are You Traveling For The Holidays? Do You Need Travel Insurance?
By Heidi Petschauer | December 3, 2014

So the holidays are fast approaching, and you’re taking a vacation.  You may have your plane tickets, hotel reservation, tours scheduled, and even dinner plans all paid in full.  HOWEVER, did you consider Travel Insurance? Don’t think you ...



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Safe Driving Tips For The Winter
By Heidi Petschauer | December 2, 2014

The severe winter weather is here, and we commuters sure know what that entails. We go through it every year, and it never seems to get any better. However, we all have what it takes to make winter driving safer for you and the drivers around you. We...



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Thanksgiving Message From The President
By Heidi Petschauer | November 26, 2014

I am feeling very blessed and now that  the Thanksgiving Holiday is here, now is a perfect opportunity for me to express my gratitude.  To our loyal clients, thank you for all the trust that you have in our agency and staff . You are all very op...



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Rate Increase On Directors and Officers Liability Policies
By Heidi Petschauer | November 25, 2014

While it is true that insurance companies are in business to make money, and most insurers are looking for increases of between 5% and 15% on an annual basis, the  D&O (directors and officers) market remains an anomaly. Now that the worst of the...



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Keep Your Buildings From Freezing During Winter Months
By Heidi Petschauer | November 20, 2014

Homes, offices, apartments, warehouses, and all other personal or commercial buildings are not immune to damage during the winter. Winter weather inevitably brings freezing conditions and this can spell disaster. So therefore, it is necessary to put...



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10 Thanksgiving Fire Safety Tips
By Heidi Petschauer | November 18, 2014

Did you know that on Thanksgiving Day the amount of kitchen fires are two times more likely to occur than on any other day of the year? That seems reasonable, as most of us are celebrating a holiday that resonates because of the amount of food prep...



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Protect Your Holiday Gifts With Off Premises Theft Coverage
By Heidi Petschauer | November 13, 2014

Dear Sherri, I’m planning on doing all my holiday shopping the day after Thanksgiving, which is commonly known as “Black Friday.”  I will be leaving many gifts in my car while I shop the entire day.  If someone breaks into my vehicle or worse...



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How To: Lower The Cost of Homeowners Insurance
By Heidi Petschauer | November 11, 2014

In the age of super-consumerism, everyone is looking to make the most of their money.  Insurance is no exception, so here are some valuable tips to keep in mind when purchasing or renewing your insurance : Raising Your Deductible – Basically,...



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