Category Archives: Uncategorized

Additional Insureds vs. Named Additional Insureds

ADDITIONAL INSUREDS: Our clients call frequently asking for certificates of insurance where another party they are doing business withrequest to be named an Additional Insured under their policies. This is usually the case when our named insured agrees to indemnify another party in a contract (for example when leasing office space, renting out space for…
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If You Own A Dog, Will Your Homeowners Rate Go Up?

May 18-24th, 2014 was Dog Bite Prevention Week in the US. Insurance claims involving dog assaults cost the industry over $483 Million last year according to information gathered by the Insurance Information Institute. Maybe this explains why one of the questions on a Homeowners application not only asks if you own a dog, but more…
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Does My Business Need Terrorism Coverage?

Once again, the Terrorism Risk Insurance Act (TRIA) is due to expire at the end of this year. Those who want the coverage renewed argue that the government should protect its citizenry from attack, and when they aren’t successful in this endeavor that they finance any necessary recovery. After all, TRIA a direct response to…
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Does Your D&O Policy Cover You For Workplace Violence

Lately, we have been hearing a lot about violence throughout every strata of our society. One of the places we try not to think about encountering violence is in the workplace. Statistics show that the average loss associated with workplace violence is $65,000. In these days of non-profits having to struggle for every penny to…
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My Tenant Has A Puppy. What Type Of Insurance Do I Need?

Dear Sherri, I just found out that my tenant adopted a puppy. I have a fire policy with liability coverage of $500,000 and an umbrella policy too. Should I do anything else? - Dog-gone Worried in Hicksville Dear Dog-gone Worried, I’m not sure, but are congratulations in order? Oh well, Mazel Tov! You sound like…
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What Is Covered On My Wedding Insurance Policy?

Shortly after a young woman gets engaged she begins making plans for the big day. There is the location, the flowers, the band, the food, the dress, the wedding party, the limos, the house of worship, and it goes on and on. Most weddings are in the planning stages for approximately one year. Can you…
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Happy Father’s Day from Petschauer Insurance

This is a day I always love remembering and honoring my dad, John Petschauer, the founder of our firm. He may only be with me in spirit now but his memory lives on in my heart and in my every day life. Since I was a little girl, he always encouraged me and stood by…
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Does My Car Insurance Cover My Broken Windshield?

Dear Sherri, I got into my car this morning to find a large crack in my front windshield, will my insurance cover that and what should I do? - Sincerely, Cracked Up in Forest Hills Dear Cracked Up, The first thing you should do is to call your insurance agent and confirm that you have…
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Do Telematic Devices Save You Money?

The insurance industry has realized that electronics can now play an important role in the underwriting of a Commercial Automobile Policy. After all, our personal auto clients have been benefiting from GPS technology for years. In Commercial Vehicles, the installation and use of telemetry can monitor items such as: • distance driven • time of…
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I have been with Petschauer Insurance for over twenty five years. The staff is knowledgeable and professional. Petschauer writes both my personal and commercial insurance and they provide excellent counseling. I truly trust the firm and their staff. Thank you.
Mike Matonti
From the first time I spoke with Lori Halloran at Petschauer Insurance, I knew she was a special person. She is a woman that conducts herself professionally, with compassion and full knowledge of all types of insurance Petschauer has to offer. While speaking with her, as she explained and answered all of my questions, I felt like I was speaking with family…which is another way to describe this company. She has a way of making very confusing decisions so simple and easy to understand. I even added another insurance policy to my two renewal policies because of her. My last renewals could have been processed via mail but I really wanted to take the time to drive and meet this wonderful woman face to face. She greeted me with this huge beautiful smile, which matched her personality perfectly. So, I just had to go back another time just to say “Hi” and bring her flowers in appreciation for all her help and also celebrate a new friendship. The Petschauer “Family” has been there for me since my first policy when I was 19 years old, and now I’m a “senior”. I’ve been with them forever and don’t plan on going anywhere else. Thank you Lori for your dedication and to the rest of the Petschauer staff.
Jane Deitlein
I have worked with various individuals at Petschauer and have found each to be responsive, courteous, and thoughtful. Each year, the contact for my auto policy proactively seeks new bids and has consistently saved me money on my policy.
Ryan Huber
Spence-Chapin has had the pleasure of working with the wonderful John Petschauer, Inc. for 15+ years. They have always provided excellent service to us–with great knowledge, expertise, and patience — even in the most challenging situations. There has not been one time when they have not been immediately accessible to us, even at a moment’s notice. We thank them for their work and celebrate their 60th anniversary, while looking forward to working with them for another 60 years and beyond!
Spence-Chapin
I have had the pleasure of working with various members of the Petschauer Team, both personally and professionally for 20+ years. And I couldn’t have done it without them. They go above and beyond. Heidi, Narima, Sherri and LuAnn don’t just bring to us the products they offer, they help me to understand the specifics and evaluate what makes the most sense for me, my family and my employees. I always feel I have a better understanding of an industry I have no understanding of so that I can evaluate the offerings in a smart way, cost effective way. They are proactive with renewals, allowing us the time to do our due diligence, evaluate our plans to be sure we’re properly covered and are always there to listen and help with special circumstances. Their kindness, caring and willingness to lend an ear when needed, really makes them stand apart from the rest. Heidi and her family have built a beautiful culture at Petschauer and I highly recommend them to anyone I meet.
Jamie Stedman-Novo
I have been with Petschauer Insurance for a long time. My account executive Lori Halloran is like family to me: she is always there when I need her and is very knowledgeable and understanding. I wouldn’t go anywhere else for my insurance needs.
Vincent Falcone
Petschauer is great. I never had a problem.  They always call me back. Fabulous employees who are always willing to help.
Marty Bruno
Excellence in customer service and it’s a one stop shop for all my insurance needs.
Tom Haines
My family and I are long time personal and business clients of Petschauer Insurance. We sincerely appreciate your responsiveness and the quality of service that Petschauer provides. We have recommended your company to others because of our satisfaction with your service. We look forward to doing business with you for years to come.
Greg Weiss
Quality attentive service is hard to find, but at Petschauer Insurance that’s what you can expect from their always friendly staff . It’s what we’ve experienced for all these many years.
John from Forest Pork Store Inc.