Category Archives: Homeowners Insurance

What Can You Do To Prevent Tax & Identity Fraud?

When it comes to filing taxes, there are plenty of reasons to file early instead of waiting until the last minute. The two most obvious are to get your refund back sooner and to avoid long lines in the early-April post office rush. One of the most compelling and more surprising reasons to file your…
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Tips For A Successful Home Renovation (Part II)

As you continue on with your home renovation project, there will be more items to consider as the job gets underway. We are here to help and are excited to share PART TWO of our home renovation series with you. Following up on part one, these next five tips will help you and your contractor…
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Tips For A Successful Home Renovation (Part I)

When planning a home renovation project, choosing the right contractor for the job is a critical first step in your process.  As you look to evaluate, we are here to assist your decision-making process by unveiling PART I of a two-part-blog series with five steps to launch your home renovation project! 1. Get Multiple Estimates…
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Preventing Ice Dams and Winter Roof Damage

We hope that everyone has remained safe through this snow storm. Now that the snow has fallen, it's time to think about the ice dams that are likely to form and follow. In an effort to help keep you informed of some of the best practices, allow us to share some helpful tips surrounding ice…
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Who Is Covered Under Your Homeowners Policy?

Owning a home comes with many different freedoms and luxuries. In addition, you may have the flexibility to host others in your home. Have you been faced with any of the following situations? * Things are getting more serious with your significant other, and they find themselves staying over more often than not. You have…
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Annual Insurance Review: Check Up On Your Policies

While we all lead very busy lives, one thing we do not want to neglect is the condition of our insurance policies. Not reviewing your policies with your insurance agent is like never visiting your doctor for at least your annual checkup. You may get away with it for a while, but it could lead…
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How To Prevent Ice Dams and Winter Roof Damage

Here at Petschauer Insurance we feel it is important to offer good information so you can minimize property damage that may occur due to the harsh, cold and snowy weather that is just around the corner. Ice dams, although easily preventable, happen often in the winter, and can cause a lot of damage to the…
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Protecting Your Home for The Winter

All homeowners know that the winter brings severe weather and with it more wear and tear on their homes. In preparation for the coming winter months, what can you do ahead of time to protect your home? Roofs take a beating in the winter, so this is a good time to make sure that shingles are secure,…
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Homeownership is More Affordable Today Than Many Believe

Today’s real estate market is quite unique.  While rents are rising at double-digit rates, home prices are still reasonable and mortgage rates are still at record setting lows!  In fact, the government’s Home Affordability Index reflects that buying a home has not been this affordable since the late 1940s when the suburbs were built to…
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Ask Sherri: Insuring Your Valentine’s Day Gifts

With the spirit of love in the air as Valentine’s Day approaches, it is only appropriate for us to bring back our classic Valentines’ Day episode of Ask Sherri. If you plan on proposing this Valentine’s Day or just getting your loved one an expensive gift, we highly recommend that you check out this episode.…
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Are Your Holiday Gifts Insured?

The shopping season is in winding down right about now, and your loved ones have received all their gifts. Whether it is a new gaming system, new shoes, a big screen TV, a new iPhone or laptop,  special jewelry or a trip for 2 to a ski resort or sunny spa for a week, you…
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Which Insurance Policies Get Triggered In The Event Of A Flood?

During a recent rain storm in New York, some portions of Suffolk County received up to 13 inches in a very short time when a weather system stalled. The results: road closures, sink holes, flooded businesses, basements and cars. How can insurance policies be expected to respond to such damages? AUTOMOBILE INSURANCE: Comprehensively, a physical…
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Should I Report A Claim Or Pay Out Of Pocket?

Dear Sherri, A tree on my property fell and damaged my roof. The estimate to repair the roof is approximately $2,900. Since I have a $2,500 deductible, should I report this claim to the company? - Timberrrr in Park Slope Dear Timberrrr, Well, now we have confirmation that “A Tree Grows in Brooklyn”. Or at…
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How To Save Money On Your Homeowners Premiums

I went to the supermarket last week and I couldn’t believe the prices. How do families put food on their tables and still have money left for clothing, shelter and FUN? This actually led me to think about the customers we insure and how they could benefit from knowing how to reduce costs on their…
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How Does The New York City Sidewalk Law Affect Homeowners?

To paraphrase a famous movie, “Yes, Virginia there is a sidewalk law in New York City and it is enforced!” Property owners, lessees, tenants and occupants of New York City property are all subject to the provisions of a law passed in 2003 governing sidewalks in the City of New York. So what does the…
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Spence-Chapin has had the pleasure of working with the wonderful John Petschauer, Inc. for 15+ years. They have always provided excellent service to us–with great knowledge, expertise, and patience — even in the most challenging situations. There has not been one time when they have not been immediately accessible to us, even at a moment’s notice. We thank them for their work and celebrate their 60th anniversary, while looking forward to working with them for another 60 years and beyond!
Spence-Chapin
I have been with Petschauer Insurance for a long time. My account executive Lori Halloran is like family to me: she is always there when I need her and is very knowledgeable and understanding. I wouldn’t go anywhere else for my insurance needs.
Vincent Falcone
I have had the pleasure of working with various members of the Petschauer Team, both personally and professionally for 20+ years. And I couldn’t have done it without them. They go above and beyond. Heidi, Narima, Sherri and LuAnn don’t just bring to us the products they offer, they help me to understand the specifics and evaluate what makes the most sense for me, my family and my employees. I always feel I have a better understanding of an industry I have no understanding of so that I can evaluate the offerings in a smart way, cost effective way. They are proactive with renewals, allowing us the time to do our due diligence, evaluate our plans to be sure we’re properly covered and are always there to listen and help with special circumstances. Their kindness, caring and willingness to lend an ear when needed, really makes them stand apart from the rest. Heidi and her family have built a beautiful culture at Petschauer and I highly recommend them to anyone I meet.
Jamie Stedman-Novo
From the first time I spoke with Lori Halloran at Petschauer Insurance, I knew she was a special person. She is a woman that conducts herself professionally, with compassion and full knowledge of all types of insurance Petschauer has to offer. While speaking with her, as she explained and answered all of my questions, I felt like I was speaking with family…which is another way to describe this company. She has a way of making very confusing decisions so simple and easy to understand. I even added another insurance policy to my two renewal policies because of her. My last renewals could have been processed via mail but I really wanted to take the time to drive and meet this wonderful woman face to face. She greeted me with this huge beautiful smile, which matched her personality perfectly. So, I just had to go back another time just to say “Hi” and bring her flowers in appreciation for all her help and also celebrate a new friendship. The Petschauer “Family” has been there for me since my first policy when I was 19 years old, and now I’m a “senior”. I’ve been with them forever and don’t plan on going anywhere else. Thank you Lori for your dedication and to the rest of the Petschauer staff.
Jane Deitlein
My family and I are long time personal and business clients of Petschauer Insurance. We sincerely appreciate your responsiveness and the quality of service that Petschauer provides. We have recommended your company to others because of our satisfaction with your service. We look forward to doing business with you for years to come.
Greg Weiss
I have been with Petschauer Insurance for over twenty five years. The staff is knowledgeable and professional. Petschauer writes both my personal and commercial insurance and they provide excellent counseling. I truly trust the firm and their staff. Thank you.
Mike Matonti
Excellence in customer service and it’s a one stop shop for all my insurance needs.
Tom Haines
My company has called on Petschauer Insurance for many years for its insurance needs: liability, liquor, auto, etc. Working with Erwin and his team has been a pleasure from beginning to present. They are quick to answer any question and provide sound advice. I have always felt that my and our needs are important to them, in theory and practice. They go the extra mile, and we continue to be well served.
Stephen Kennard from Canard Inc.
Quality attentive service is hard to find, but at Petschauer Insurance that’s what you can expect from their always friendly staff . It’s what we’ve experienced for all these many years.
John from Forest Pork Store Inc.
I have worked with various individuals at Petschauer and have found each to be responsive, courteous, and thoughtful. Each year, the contact for my auto policy proactively seeks new bids and has consistently saved me money on my policy.
Ryan Huber