Category Archives: Health Insurance

Open Enrollment 2018: Key Information, Dates and Reminders

If you are currently without health insurance, Open Enrollment for individuals is here. Open Enrollment is your opportunity to purchase this coverage so that you can be covered on January 1, 2018. It is important to be aware that if you are earning an income above the Federal Poverty Level, you will be required to…
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New York Paid Family Leave Law: Key Information, Dates and Reminders

New York’s new Paid Family Leave (PFL) law will go into effect on January 1st, 2018. This is a mandatory benefit for all New York employees, and employers have the option to approach their employees to make early deductions. Beginning July 1st, 2017 employers can start making these deductions. In the interest of sharing more…
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Celebrating Our 2016 Content This Holiday Season

The holiday season is one filled with laughter, songs, good food and even better company. As you celebrate with family and friends, we wish you happy holidays and hope that you create wonderful memories together. The forthcoming new year also provides all of us an opportunity to reflect back upon the highlights of the past…
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Understanding the ACA Obamacare Tax Penalty For the Uninsured

When filing your 2016 tax returns, you could face a sizeable fine if you and/or your family are without health insurance. The Affordable Care Act mandates that anyone that has gone without health insurance for a span of three months or more is subject to paying a fine. The penalty this year has increased to…
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What You Need To Know When Choosing A Health Insurance Plan

Is this the first time you are presented with the option to purchase your own health insurance? Let us help you get started by defining some of the most misunderstood health insurance jargon along with 6 categories to pay close attention to when selecting a plan. 1) Network: This outlines the group of hospitals and…
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October Is Breast Cancer Awareness Month

October is Breast Cancer Awareness month, which serves as a reminder to many women over 40 that they need to schedule their annual mammogram. For many others, however, it is a real opportunity to spread awareness of the disease and how important early detection plans can be. While many people realize that breast cancer is…
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Does Your Health Insurance Pay For Your Gym Membership?

The number one New Year’s resolution around the world is to get fit, lose weight, and overall be healthier. Sometimes we just need a little more push to make the extra effort to achieve that goal. What if we informed you that your health insurance may actually pay for your annual gym membership?! Yes, you did read…
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Health Insurance Open Enrollment for 2015 begins November 15th

If you do not have health insurance at this time, November 15th is the quickly approaching date for you to take advantage of the opportunity to be eligible to purchase a policy.  Did you know that as of January 1st 2015, any adult without health insurance earning above the Affordable Care Act (ACA)  income threshold,…
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Will My Health Insurance Pay For Weight Loss Programs?

About 20% of Americans are currently on a diet according to NPD’s National Eating Trends. In these times of changing health insurance guidelines, the question is often posed as to whether or not insurance carriers will reimburse consumers for their participation in weight loss programs. The quick answer is that “it depends upon your carrier…
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The Affordable Care Act – What is “Cost Sharing”?

With the implementation of the Affordable Care Act, which took effect on 1/1/14, we now hear the constant mention of the term “cost sharing”. Many consumers of the new health insurance plans are unsure of what the term means and what payments actually constitute “cost sharing.” Cost sharing is the payment any consumer contributes toward…
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My family and I are long time personal and business clients of Petschauer Insurance. We sincerely appreciate your responsiveness and the quality of service that Petschauer provides. We have recommended your company to others because of our satisfaction with your service. We look forward to doing business with you for years to come.
Greg Weiss
Spence-Chapin has had the pleasure of working with the wonderful John Petschauer, Inc. for 15+ years. They have always provided excellent service to us–with great knowledge, expertise, and patience — even in the most challenging situations. There has not been one time when they have not been immediately accessible to us, even at a moment’s notice. We thank them for their work and celebrate their 60th anniversary, while looking forward to working with them for another 60 years and beyond!
Spence-Chapin
I have been with Petschauer Insurance for a long time. My account executive Lori Halloran is like family to me: she is always there when I need her and is very knowledgeable and understanding. I wouldn’t go anywhere else for my insurance needs.
Vincent Falcone
Quality attentive service is hard to find, but at Petschauer Insurance that’s what you can expect from their always friendly staff . It’s what we’ve experienced for all these many years.
John from Forest Pork Store Inc.
Petschauer is great. I never had a problem.  They always call me back. Fabulous employees who are always willing to help.
Marty Bruno
I have been with Petschauer Insurance for over twenty five years. The staff is knowledgeable and professional. Petschauer writes both my personal and commercial insurance and they provide excellent counseling. I truly trust the firm and their staff. Thank you.
Mike Matonti
I have worked with various individuals at Petschauer and have found each to be responsive, courteous, and thoughtful. Each year, the contact for my auto policy proactively seeks new bids and has consistently saved me money on my policy.
Ryan Huber
My company has called on Petschauer Insurance for many years for its insurance needs: liability, liquor, auto, etc. Working with Erwin and his team has been a pleasure from beginning to present. They are quick to answer any question and provide sound advice. I have always felt that my and our needs are important to them, in theory and practice. They go the extra mile, and we continue to be well served.
Stephen Kennard from Canard Inc.
Excellence in customer service and it’s a one stop shop for all my insurance needs.
Tom Haines
From the first time I spoke with Lori Halloran at Petschauer Insurance, I knew she was a special person. She is a woman that conducts herself professionally, with compassion and full knowledge of all types of insurance Petschauer has to offer. While speaking with her, as she explained and answered all of my questions, I felt like I was speaking with family…which is another way to describe this company. She has a way of making very confusing decisions so simple and easy to understand. I even added another insurance policy to my two renewal policies because of her. My last renewals could have been processed via mail but I really wanted to take the time to drive and meet this wonderful woman face to face. She greeted me with this huge beautiful smile, which matched her personality perfectly. So, I just had to go back another time just to say “Hi” and bring her flowers in appreciation for all her help and also celebrate a new friendship. The Petschauer “Family” has been there for me since my first policy when I was 19 years old, and now I’m a “senior”. I’ve been with them forever and don’t plan on going anywhere else. Thank you Lori for your dedication and to the rest of the Petschauer staff.
Jane Deitlein