Category Archives: Business Insurance

Business Insurance for Young Entrepreneurs

Congratulations, you started a YouTube channel and one of your videos has gone viral and you have morphed into an entrepreneur.  You now have a product or service to sell; you are on the right path to building a successful business. As a business owner you realize you have a multitude of moving pieces that…
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Does Your Insurance Representative Understand Your Business?

During a recent Commercial Lines Insurance survey, clients were asked, “What is the most important thing you want from your Commercial Insurance Provider?”  The respondents overwhelmingly replied that they wanted their insurance agents to have a thorough understanding of their business operations. How do you know if your agent is really trying to understand your…
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Annual Insurance Review: Check Up On Your Policies

While we all lead very busy lives, one thing we do not want to neglect is the condition of our insurance policies. Not reviewing your policies with your insurance agent is like never visiting your doctor for at least your annual checkup. You may get away with it for a while, but it could lead…
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The Rising Need for Cyber Liability Insurance

With the reliance on technology in today’s data driven world the number of cyber-attacks are on the rise.  The media focuses on the larger companies suffering breaches; however, small to mid-size companies are not exempt from hackers. Are you prepared to take on the cost of credit monitoring for your customers, as well as handling…
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Risk Management: Preventing Black Ice

You don’t know it’s there until you or someone slips and falls. This is the scariest part about black ice...  The chances of you slipping on black ice areso much higher than on regular ice covered pavements. If someone were to fall on your property, you can be held legally responsible for their injuries. To…
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Does Your Company Have A Business Contingency Plan?

Super-storm Sandy, hurricanes, Ebola, influenza epidemics, product malfunctions or any event that may negatively affect a company's health, image or productivity call for a  business contingency plan. Risk Management should certainly be a concern for all business owners to ensure the continuance of your business operations even under the most unfavorable conditions. Here are some scenarios to…
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Business Activities Are Not Covered Under Homeowner Policies

In today’s challenging economic climate, with companies cutting back on their workforce, we find that many of our clients who have been affected by this have become very creative and resourceful. To put it succinctly, they are starting their own businesses right out of their homes to supplement their income so their bills can get…
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Square, one of the latest sensations in the business world

Square, the mobile credit card transaction processor, has been a new sensation in the business world. CEO of Square and co-founder of Twitter, Jack Dorsey, created a mobile technology that is very practical, functional, and user friendly — so easy that it only takes about 15 minutes to create and be able to use your…
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Must You Provide Insurance For Your Nanny or Housekeeper?

I have a friend who is a single mother of two young children, two puppies, a turtle, a cat, and a frog aside from running her own business. Trying to manage her career, the social life of the boys and the health and well being of their pets was wearing her out so she employed…
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Protect Your Business with Proper Insurance

When creating your business plan and factoring in all of your start up expenses, don’t forget to include insurance costs in your start up expense totals! Along with the rent, filing fees, utilities, deposits, marketing, personnel costs, software, and other miscellaneous costs associated with starting a business - commercial general liability insurance in NY is…
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Company Saves Money and Invests in Employees

Safety was a major reason for the development of an Employee Assistance Program (EAP) at Chamberlain, a paving contractor in Laurel, MD that specializes in parking lot maintenance. During a three-year period, the company’s increases in Workers Compensation and Commercial General Liability exceeded 100%. By implementing a Safety Awareness Program, the company saw an immediate…
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PROFESSIONAL ERRORS AND OMISSIONS, PROTECT YOUR PRACTICE

Professional Liability insurance NY, funds losses caused by errors or omissions in the rendering of services. What does this mean? Professionals are human and errors do occur. In medicine and science, the client benefits from the best course of action suggested by an experienced practitioner at the time the service is rendered. The best course…
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I have been with Petschauer Insurance for over twenty five years. The staff is knowledgeable and professional. Petschauer writes both my personal and commercial insurance and they provide excellent counseling. I truly trust the firm and their staff. Thank you.
Mike Matonti
Petschauer is great. I never had a problem.  They always call me back. Fabulous employees who are always willing to help.
Marty Bruno
My company has called on Petschauer Insurance for many years for its insurance needs: liability, liquor, auto, etc. Working with Erwin and his team has been a pleasure from beginning to present. They are quick to answer any question and provide sound advice. I have always felt that my and our needs are important to them, in theory and practice. They go the extra mile, and we continue to be well served.
Stephen Kennard from Canard Inc.
I have worked with various individuals at Petschauer and have found each to be responsive, courteous, and thoughtful. Each year, the contact for my auto policy proactively seeks new bids and has consistently saved me money on my policy.
Ryan Huber
From the first time I spoke with Lori Halloran at Petschauer Insurance, I knew she was a special person. She is a woman that conducts herself professionally, with compassion and full knowledge of all types of insurance Petschauer has to offer. While speaking with her, as she explained and answered all of my questions, I felt like I was speaking with family…which is another way to describe this company. She has a way of making very confusing decisions so simple and easy to understand. I even added another insurance policy to my two renewal policies because of her. My last renewals could have been processed via mail but I really wanted to take the time to drive and meet this wonderful woman face to face. She greeted me with this huge beautiful smile, which matched her personality perfectly. So, I just had to go back another time just to say “Hi” and bring her flowers in appreciation for all her help and also celebrate a new friendship. The Petschauer “Family” has been there for me since my first policy when I was 19 years old, and now I’m a “senior”. I’ve been with them forever and don’t plan on going anywhere else. Thank you Lori for your dedication and to the rest of the Petschauer staff.
Jane Deitlein
Spence-Chapin has had the pleasure of working with the wonderful John Petschauer, Inc. for 15+ years. They have always provided excellent service to us–with great knowledge, expertise, and patience — even in the most challenging situations. There has not been one time when they have not been immediately accessible to us, even at a moment’s notice. We thank them for their work and celebrate their 60th anniversary, while looking forward to working with them for another 60 years and beyond!
Spence-Chapin
Excellence in customer service and it’s a one stop shop for all my insurance needs.
Tom Haines
Quality attentive service is hard to find, but at Petschauer Insurance that’s what you can expect from their always friendly staff . It’s what we’ve experienced for all these many years.
John from Forest Pork Store Inc.
My family and I are long time personal and business clients of Petschauer Insurance. We sincerely appreciate your responsiveness and the quality of service that Petschauer provides. We have recommended your company to others because of our satisfaction with your service. We look forward to doing business with you for years to come.
Greg Weiss
I have had the pleasure of working with various members of the Petschauer Team, both personally and professionally for 20+ years. And I couldn’t have done it without them. They go above and beyond. Heidi, Narima, Sherri and LuAnn don’t just bring to us the products they offer, they help me to understand the specifics and evaluate what makes the most sense for me, my family and my employees. I always feel I have a better understanding of an industry I have no understanding of so that I can evaluate the offerings in a smart way, cost effective way. They are proactive with renewals, allowing us the time to do our due diligence, evaluate our plans to be sure we’re properly covered and are always there to listen and help with special circumstances. Their kindness, caring and willingness to lend an ear when needed, really makes them stand apart from the rest. Heidi and her family have built a beautiful culture at Petschauer and I highly recommend them to anyone I meet.
Jamie Stedman-Novo