Category Archives: Auto Insurance

Does your vehicle qualify for Classic Car Coverage?

As the weather warms up, there are drivers who eagerly anticipate the opportunity to roll out their favorite vehicle after a cold winter. Along with the spring and summer months comes the chance to take that long drive to the beach, showcase your car at an expo or parade, or catch up with old friends…
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How is your car insurance rate determined?

Have you ever wondered what determines the price of your car insurance? How and why do your rates change? Why are you paying more (or less) than you were at this time last year? These are all questions that go through a consumer’s mind when evaluating their respective rates. Allow us to walk you through…
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How To Prepare Your Vehicle For Winter

Utica National, one of our insurance providers, has provided us with some safety tips to share with you on how to prepare your vehicles for the winter. We hope you take these tips seriously and put them to use before the winter hits us. Your safety is our concern, especially when operating a motor vehicle.…
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Keep Premiums Low When Adding Newly Licensed Driver to Auto Policy

Dear Sherri, I’m adding my newly licensed son as a driver to my auto policy; I know this change is going to be expensive.  What can I do to offset the increased premium?            Mom in Panic Dear Mom in Panic, First, take some deep breaths, meditate, and if that doesn't work out, hit the liquor…
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Seniors at the Wheel – Will their auto insurance rates change?

Seniors are referred to as drivers over the age of 65—some of whom are still very active and many of whom are continuing members of the work force.  Decreases in vision, hearing, slower motor responses, and changes in cognition have been said to challenge this demographic as they grow older. Did you ever think that…
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Which Insurance Policies Get Triggered In The Event Of A Flood?

During a recent rain storm in New York, some portions of Suffolk County received up to 13 inches in a very short time when a weather system stalled. The results: road closures, sink holes, flooded businesses, basements and cars. How can insurance policies be expected to respond to such damages? AUTOMOBILE INSURANCE: Comprehensively, a physical…
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What Type Of Car Is Most Likely To Be Stolen?

I was recently very surprised to learn that today’s thieves have stolen far more smaller family vehicles than the more traditional sporty cars such as Camaros, Corvettes, Jaguars, Aston Martins, Mustangs, Porsches and the like. Such statistics garnered by the National Crime Information Center for the period 2009-2012 further indicate that the Toyota Corolla is…
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What is Uninsured & Underinsured Motorist Coverage?

Two drivers get into an accident and one is at fault. The problem is that the one who is at fault may not have insurance. If that is the case than that operator now becomes an uninsured motorist. What if that operator is YOU? So how can you get compensated for your loss? That is…
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How Can I Lower by Auto and Homeowners Premiums?

Q: How Can I Lower by Auto and Homeowners Premiums? A: EASY! Does your insurance company offer the following Discounts? • Increasing your Deductibles • Pay In Full Discounts • Applying Alarm Discounts • Being Retired • Having a College or Masters Degree • Good Grades if you are in school • Defensive Driving Discounts…
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Does a Seat Belt Or Cell Phone Violation Affect Your Insurance?

Q: If I should receive a seat belt or cell phone violation while driving could this affect my insurance? A: Yes, most insurance companies consider these minor moving violations and can affect your insurance rates. So be sure to click it And zip it Call your agent today for additional information.
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Are You Done With Paying Comprehensive and Collision Insurance?

In this economic climate we are all looking for ways to skim back, trim the fat, however dropping your collision/comprehensive coverage may be a costly decision. We use our cars for the dreaded carpool, family vacations, to drive mommy dearest to her Doctor’s appointments, as well as to move your son back home for the…
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Why Do I Need Uninsured/UnderInsured Motorist Coverage?

While it is true that we do try to impart some humor in our blogs, while educating our readers about insurance, this topic is NO laughing matter. Recently, a young couple we know had their first children, a set of twins, and they were extremely thrilled at the prospect of raising their new family. On…
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I have had the pleasure of working with various members of the Petschauer Team, both personally and professionally for 20+ years. And I couldn’t have done it without them. They go above and beyond. Heidi, Narima, Sherri and LuAnn don’t just bring to us the products they offer, they help me to understand the specifics and evaluate what makes the most sense for me, my family and my employees. I always feel I have a better understanding of an industry I have no understanding of so that I can evaluate the offerings in a smart way, cost effective way. They are proactive with renewals, allowing us the time to do our due diligence, evaluate our plans to be sure we’re properly covered and are always there to listen and help with special circumstances. Their kindness, caring and willingness to lend an ear when needed, really makes them stand apart from the rest. Heidi and her family have built a beautiful culture at Petschauer and I highly recommend them to anyone I meet.
Jamie Stedman-Novo
Petschauer is great. I never had a problem.  They always call me back. Fabulous employees who are always willing to help.
Marty Bruno
From the first time I spoke with Lori Halloran at Petschauer Insurance, I knew she was a special person. She is a woman that conducts herself professionally, with compassion and full knowledge of all types of insurance Petschauer has to offer. While speaking with her, as she explained and answered all of my questions, I felt like I was speaking with family…which is another way to describe this company. She has a way of making very confusing decisions so simple and easy to understand. I even added another insurance policy to my two renewal policies because of her. My last renewals could have been processed via mail but I really wanted to take the time to drive and meet this wonderful woman face to face. She greeted me with this huge beautiful smile, which matched her personality perfectly. So, I just had to go back another time just to say “Hi” and bring her flowers in appreciation for all her help and also celebrate a new friendship. The Petschauer “Family” has been there for me since my first policy when I was 19 years old, and now I’m a “senior”. I’ve been with them forever and don’t plan on going anywhere else. Thank you Lori for your dedication and to the rest of the Petschauer staff.
Jane Deitlein
Excellence in customer service and it’s a one stop shop for all my insurance needs.
Tom Haines
My family and I are long time personal and business clients of Petschauer Insurance. We sincerely appreciate your responsiveness and the quality of service that Petschauer provides. We have recommended your company to others because of our satisfaction with your service. We look forward to doing business with you for years to come.
Greg Weiss
Quality attentive service is hard to find, but at Petschauer Insurance that’s what you can expect from their always friendly staff . It’s what we’ve experienced for all these many years.
John from Forest Pork Store Inc.
Spence-Chapin has had the pleasure of working with the wonderful John Petschauer, Inc. for 15+ years. They have always provided excellent service to us–with great knowledge, expertise, and patience — even in the most challenging situations. There has not been one time when they have not been immediately accessible to us, even at a moment’s notice. We thank them for their work and celebrate their 60th anniversary, while looking forward to working with them for another 60 years and beyond!
Spence-Chapin
I have worked with various individuals at Petschauer and have found each to be responsive, courteous, and thoughtful. Each year, the contact for my auto policy proactively seeks new bids and has consistently saved me money on my policy.
Ryan Huber
I have been with Petschauer Insurance for a long time. My account executive Lori Halloran is like family to me: she is always there when I need her and is very knowledgeable and understanding. I wouldn’t go anywhere else for my insurance needs.
Vincent Falcone
I have been with Petschauer Insurance for over twenty five years. The staff is knowledgeable and professional. Petschauer writes both my personal and commercial insurance and they provide excellent counseling. I truly trust the firm and their staff. Thank you.
Mike Matonti