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Is Your Business In Danger Without EPL Insurance?
By Heidi Petschauer | August 13, 2013

No smart business owner would ever think of closing down for the day, turning off the lights and leaving with the front door wide open hoping that nobody would come in to steal their assets while they are gone. However, that is the exact situation a ...



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Is My Personal Property Covered Under My Flood Insurance?
By Heidi Petschauer | August 8, 2013

Dear Sherri, My husband has a “Man-Cave” in our basement. If our basement should flood, are his toys covered by our flood policy? – Signed Husbandless in NYC Dear Husbandless in NYC, Unfortunately, no. Most flood policies have very limited ...



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What Coverage Do I Need For An Above Ground Swimming Pool?
By Heidi Petschauer | August 6, 2013

Dear Sherri, I have decided to take the plunge and install an above ground swimming pool. Do I need to contact my insurance company? – Sincerely, The Plunger Dear Plunger, Did you NOT watch my Ask Sherri video about Homeowner’s policies and s...



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Do I Need To Increase My Umbrella Policy Limit Before My Son Get’s A Driver’s License?
By Heidi Petschauer | August 1, 2013

Dear Sherri, My son is going to apply for his driving permit this summer; do I need to increase the limit on my umbrella policy now or can I wait until he is licensed? – Already Worrying in LI Dear Worrying in LI, Before you do ANYTHING with yo...



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Is My RV/Camper Covered While Being Towed By Vehicle?
By Heidi Petschauer | July 30, 2013

Dear Sherri,Is my Camper covered while being towed by my vehicle to our vacation destination? – Having fun in the sun Dear Having Fun, Ahhh camping; driving on the open road, having the whole family together, cooking, cleaning up… Good God wh...



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Business Activities Are Not Covered Under Homeowner Policies
By Heidi Petschauer | July 23, 2013

In today’s challenging economic climate, with companies cutting back on their workforce, we find that many of our clients who have been affected by this have become very creative and resourceful. To put it succinctly, they are starting their own bu...



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Insurance As A Career Choice
By Heidi Petschauer | July 18, 2013

In 1968, during the Vietnam War and amidst all the civil unrest here in this country, I became a college graduate and began my chosen career – and it wasn’t insurance! Actually, it was teaching on the Elementary School level. Basically, I had fol...



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My Landlord Wants A Certificate of Insurance
By Heidi Petschauer | July 16, 2013

On a regular basis, our agency receives calls from our clients who are opening a business and are in the middle of lease negotiations with a landlord. Whether your business is an office, a store, or a showroom, a lease agreement typically obligates a...



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Does my Insurance Policy on my House cover my Daughter?
By Heidi Petschauer | July 1, 2013

Q: My Daughter lives in a 1 family house that I own. Does my insurance policy on this house cover my daughter in any way? A: NO. Your Policy for this house only covers you as the owner. Your daughter will not have any coverage for her belongings. She...



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PetsAlive Furball Event 2013
By Heidi Petschauer | June 21, 2013

On June 1st it was the Pets Alive Annual Furball Event and Petschauer Insurance was there and lucky enough to get a chance to speak with Linda Eder. Check it out!...



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