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November is Long Term Care Awareness Month
By Heidi Petschauer | November 6, 2013

Many of us don’t insure anything that doesn’t have a dollar value. We insure cars, houses, diamond rings etc., so why is it that we don’t insure ourselves? We are our most valuable asset. Most of us do not think about death or long term care. Q...



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If I Rent Out My House And Move Elsewhere, Do I Have To Contact My Agent?
By Heidi Petschauer | October 31, 2013

Q: If I Rent Out My House And Move Elsewhere, Do I Have To Contact My Agent? A: YES!! Anytime you change the occupancy of your residence you MUST call your agent. A homeowners policy will only cover you and your home if that is your primary residence...



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Directors and Officers Liability Insurance
By Heidi Petschauer | October 25, 2013

Dear Sherri: I sit on the Board of a large non-profit organization that already has Directors and Officers Liability. As a result of my work on this Board, I was recently asked to join another Board of Directors also of a non-profit organization. Wil...



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Ask Sherri – Halloween And Homeowners
By Team Member | October 21, 2013

Halloween is full of tricks and treats, but if someone were to get hurt from those Halloween tricks will your Homeowners insurance cover it?...



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Ask Sherri – Kids Say The Darndest Things About Insurance Part 2
By Team Member | October 18, 2013

The exciting conclusion to the previous episode of Ask Sherri! What do you think the question will be?? Will Jared know the answer! The suspense is killing me!...



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A Look At Plattduetsche Park’s New Beer Garden
By Heidi Petschauer | October 15, 2013

Our client’s over at Plattduetsche Park just opened their new Beer Garden earlier this month. We sat with Matt Buck to give us a few words on the new addition to the restaurant...



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Ask Sherri – Kids Say the Darndest Things About Insurance Part 1
By Team Member | October 11, 2013

Our newest Ask Sherri video is a TWO parter! Watch your favorite agent, Sherri Cosentino asks our very special guest, Insurance Guru, Jared some questions of her own. Stay tuned for Part 2 same time next week!...



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How Much Insurance Do I Really Need?
By Heidi Petschauer | October 10, 2013

An interesting question and perhaps the most frequently asked when trying to determine the limit of insurance necessary to protect your property in case of loss. In insurance lingo, this concept is known as “insuring to value.” When trying to det...



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Does a Seat Belt Or Cell Phone Violation Affect Your Insurance?
By Heidi Petschauer | October 8, 2013

Q: If I should receive a seat belt or cell phone violation while driving could this affect my insurance? A: Yes, most insurance companies consider these minor moving violations and can affect your insurance rates. So be sure to click it And zip it Ca...



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Does my homeowner’s policy protect me from Termite damage?
By Heidi Petschauer | October 3, 2013

Q: Does my homeowner’s policy protect me from Termite damage? A: No, most policies exclude damage caused by birds, vermin, rodents, insects or domestic animals. If you have this type of loss contact your agent to be sure there are no special provis...



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