Utica National, one of our insurance providers, has provided us with some safety tips to share with you on how to prepare your vehicles for the winter. We hope you take these tips seriously and put them to use before the winter hits us. Your safety is our concern, especially when operating a motor vehicle. So please take the time to read the preparation steps below and get yourself ready for the hazardous roads that come with the cold weather.
Fireworks… we know you have them, and even if you didn’t buy them or are lighting them, you’re probably going to be around them during the Independence Day weekend. Every day in July there is an average of 240 people going to the emergency room with fireworks-related injuries… please, don’t be another statistic and read these safety tips:
- First and foremost, make sure that you are legally permitted to light those fireworks on your own
- Make sure to keep all children away from fireworks
- Always have an adult supervising the lighting of fireworks. Even sparklers can severely hurt children, so make sure to keep those out of reach
- Never place any body parts over a firework when lighting a fuse.
- Back up to a safe distance as soon as you light the firework
- Never aim or throw a firework at another person (duh!)
- Keep a hose in reach just in case of a fire
- Light them one at a time
- Do not shoot anything out of a glass or metal container
Enjoy your 4th of July weekend, and remember to be cautious around any fireworks, even if you are just there for the show!
It’s normal to experience moments of stress during your work day. How do you handle this? Here at Petschauer Insurance our philosophy is to put strategies in place to help deal with our anxiety and stress so that we can be as positive, productive and feeling successful as possible. Whether your anxiety is triggered by work stress or personal stress you hold the power to overcome. You will feel more confident and that will help you be more positive. We believe in a work-life balance. Here are some of our strategies that work for us:
- Be Self Aware: Stop and reflect on what exactly is causing your doubt, anxiety or stress. What triggered this negative response? What do you need to do to have a positive outcome?
- Be Present: honor those feelings you have. No matter what they are, do not judge them. Then put it in perspective to the situation you are in. What do you need to do to prepare yourself for a professional response?
- Be Prepared and Organized: Feeling prepared enables
you to engage the experience knowing you did the work by putting in the time and effort. Being organized helps you complete the task with a sense of purpose and focus
- Communicate Clearly: maintaining an open dialogue, which is positive and reflective, will lead to success of task completion and client satisfaction
- Collaboration: Talk about it with a co-worker you trust, or a family member. Getting it off your chest can relieve the pressure, and receiving advice and support is extremely helpful
- Refuel: This is coping skill we use to keep our energy level high and positive. Here are a few examples:
- Take short breaks to breathe deeply.
- Sit up, and slowly breathe through your nose and let the air fill your entire upper body, and then slowly breathe out. Do this 10 times and this will help give you more clarity to confront the situation head on
- Get active by standing up and walking around. Take a short walk to clear your head or get a cup of coffee/water. You can easily escape a bad mood by moving your body.
- A good laugh can cure the stress by boosting the brain’s endorphins which will help your mood
- Squeeze a stress ball. By simply applying some weight to the pressure point on your palm, will relieve stress and muscle tension in your hands.
What helps you refuel from the stress of your day? We encourage you to reflect realistically about what helps you recharge, regroup and re-balance yourself. And be willing to share this information with your colleagues so that they can reinforce it for you and WITH YOU!
As most of you know, we are moving to our new office in Garden City, NY. We have been planning our move over the last 8 months to ensure a smooth transition for us and for you as well. We know at some point in your life you will encounter a move of some sort, whether it is personal or professional. We want to share with you some tips we used, as well as some we learned along the way, to have your move go as easy as possible.
- Get organized by creating a checklist with time frames
- Start packing early. Remember to get packing materials such as boxes, tape, etc.
- Donate anything you won’t need in your new place. Get a receipt for a tax deduction. If you can’t donate it then we suggest you throw it away!
- Sell other items online or have a garage sale. Remember to check with your town as you may need to have a permit to have a garage sale. Again start early – this option takes time
- Notify all utility companies
- Contact the post office and have your mail forwarded
- Notify friends, family, clients, doctors, veterinarians, etc of your new contact information
- Obtain references from moving companies before hiring
- Obtain a Certificate of Insurance from your moving company to be sure they are covered for at least Liability and Workers Compensation
- Discuss purchasing insurance for your belongings with your moving company as there is limited coverage for this move on your current policy.
- Update stationary, letterhead, business cards, etc. This is a good time to be creative and change your logo
- Update your driver’s license, car registrations and vehicle titles
- Cancel any services- such as bottled water deliveries, newspaper deliveries, automatic deliveries, etc
- Notify Your Insurance Agent of your move. Your coverage will need to be tailored to meet the needs of your new place. You may even need to rewrite your existing policy to a new policy.
And please remember to stay calm so you are prepared for any last minute or unexpected changes. We can guarantee that WILL happen.
Good luck with your future move!
Last week we gave you some tips on how to insure your RV or camper for your next camping trip. This week we wanted to share some awesome safety and space saving tips to make your time out in the wild as amazing as possible.
And here is an article with some awesome safety tricks that you may need if you ever find yourself in an emergency while out in the wild. Some of our favorites are:
- Use Duct tape to close a wound
- Use tin foil to turn AAA batteries into AA batteries
- Use Crisco and a t-shirt to make a long lasting candle
- Cuddle with your pets if you’re cold
Take a look at this article on how to make the most out of the space you have. Here are some highlights:
- Use bedside caddies as a makeshift night stand
- Hanging fold up shelves are good for storing clothes and pantry items
- Shoe hangers are also good for storing miscellaneous items
- Attach slide out drawers under tables or beds if possible
So there you have it, another edition of Petschauer’s 101 Guide to a safe and comfortable camping trip.
And one final tip, whether you are in an RV, a camper or just tenting it out, make sure you bring the bug spray, sunscreen, marshmallows and toilet paper!
America’s biggest sporting event is undeniably the NFL Super Bowl! Every year families and friends gather around the tube on the first Sunday night of February, to watch the game, catch the infamous commercials, eat up on platters of finger foods, and put money on boxes. The Super Bowl is this Sunday and the staff at Petschauer Insurance wants to share with you some their traditions and advice.
Game Day Advice:
“We all know people like to drink for the games, so make sure everyone has a designated driver or takes a cab to get home. Drunk driving endangers everyone involved from the driver, passenger, and the host of the party!” – Karen Skoler, Commercial Lines Manager
If you plan on setting up boxes for the game, make sure that all rules are set in place before kickoff! This will prevent any confusion or mistakes when it comes to paying out the winners. – Sherri Consentino, Personal Lines Account Executive
“If you’re hosting the party, don’t put all of the pressure on yourself when it comes to deciding what food and beverages to serve. When inviting guests ask them to bring some of their favorite food and drinks. This way you not only have a variety but, you as the host, can join in on the laughter and fun as well! Suggesting that everyone bring something unique can add to the festivities!” – Daniel Bonilla, Social Media Coordinator
Bacon Wrapped Chicken
Cut boneless chicken breast into bite size pieces
Wrap each piece of chicken with piece of bacon
Placed wrapped chicken on a baking tray
Bake in a 400 degree oven 15-20 minutes (or until bacon is crispy)
Transfer to serving platter, insert toothpicks, and serve with dipping sauce of your choice – honey mustard, BBQ, ranch etc.
Can of refried beans
Tub of sour cream
Sliced black olives
Layer ingredients in a cake pan or similar dish, starting with the refried beans. You could also add guacamole, ground meat or chopped onions! Don’t forget the chips !
Recommended Super Bowl Venues:
If you and your friends don’t want to throw a party, you can just attend one of these!
Gottscheer Hall, 657 Fairview Ave. Ridgewood, New York
Free appetizers at each quarter, free hot buffet at half time, and no entry cover!
Plattduetsche Park, 1132 Hempstead Tpke. Franklin Square, New York
Hosting an open bar, all-you-can-eat grand buffet, and all-you-can-eat apps! All included for $45 dollars ($55 at the door).
Paulaner NYC, 265 Bowery, New York, NY 10002
No cover! Click here for Super Bowl specials menu.
Study Up Before The Big Game!
You may not be a football fan, but will still watch the Super Bowl. Study up a bit on the teams that are playing if you’re not acquainted beforehand and you might actually want to watch the game and not just the commercials.
The severe winter weather is here, and we commuters sure know what that entails. We go through it every year, and it never seems to get any better. However, we all have what it takes to make winter driving safer for you and the drivers around you. We recommend that you not only prepare your car for the conditions, but also be aware of some safe winter driving tactics.
Below are some tips we recommend using before driving in hazardous weather.
Preparation before you get in your car:
- Make sure your vehicle’s fluid levels are right – either check the manual or see your mechanic
- Replace wipers if they are not fully cleaning off your windshield
- Check that your tires are in good shape and well inflated
- Keep your gas tank at least half full at all times- you don’t want your gas line to freeze.
- Be sure you have an emergency kit, along with jumper cables, a first aid kit, flares, flashlights, a shovel and some sand.
- Accelerate and decelerate slowly to gain traction and avoid skidding
- Do not make quick turns
- Give yourself an 8-10 second following distance behind vehicles so you have enough time and distance to stop
- Keep the heel of your foot on the floor and use the ball of your foot to apply firm pressure when braking
- Do not try to power up a hill, but do not stop going up a hill either
Even with these precautions, it is sometimes better to stay home during snow storms. Weather conditions can be unpredictable and so is the road, so keep yourself safe and wait it out before getting in your vehicle.
We here at Petschauer Insurance are concerned for everyone’s safety, so we urge you to please take these tips seriously. Prepare your vehicle and drive safe (or don’t drive at all)!