Tag Archives: snow

Preventing Ice Dams and Winter Roof Damage

Ice Dam

We hope that everyone has remained safe through this snow storm. Now that the snow has fallen, it’s time to think about the ice dams that are likely to form and follow. In an effort to help keep you informed of some of the best practices, allow us to share some helpful tips surrounding ice dam prevention and/or removal.

An ice dam forms when melting snow freezes at the edge of your roof line. If you do not remove the snow, you run the risk of the ice dam growing large enough to keep the water from draining off the roof.  The water could then back up underneath the shingles and find its way to the interior. This can damage your roof, attic, and upper levels of your building.

How do you tell if you have an Ice Dam?

  • Look for large icicles hanging from the gutters and sides of the roof, as this is a sign that water may be trapped on your roof
  • Look for water stains in your attic ceiling or exterior walls

Steps you can take to prevent an Ice Dam:

  • Remove snow from your roof after every heavy storm before it freezes by using a roof rake.
  • Make sure that leaders and gutters are clear of leaves and debris so melted snow can drain properly
  • Insulate your roof and attic.
  • Seal up any holes in the roof that can cause water to seep through
  • Make sure any vent pipes, exhaust fans, chimneys, attic fans, and light fixtures are properly insulated and sealed.
  • Install a leak barrier underneath the shingles to act as an additional preventative measure, as it keeps water from seeping inside your building.

Tips for removing an Ice Dam:

  • Call a roof professional. If this is done incorrectly, you may cause further damage to your roof.
  • Do not use rock salt to melt the ice, as this could lead to even more damage.
  • If you do choose to remove it yourself, you can use calcium chloride to melt the ice.

As the cold winter months continue, please be proactive and prepare for the possibility of an ice dam forming on your roof. Doing all you can to prevent an ice dam will alleviate your stress and bring you closer to a worry-free season. We hope you all remain safe.

Having A Safe and Happy Super Bowl Party

snack food

If you’re planning to host a Super Bowl party, the entertainment is already taken care of. From the big game itself, to the famous commercials and happening half time show, there’s always something to enjoy. Of course, there’s good food and drinks to think about as well. It’s always good to stock up on chips, dip, drinks and other snack time favorites.

That’s not all there is to being a good host. As you check everything off your Super Bowl itinerary list, allow us to share some helpful party safety tips to ensure your guests enjoy themselves and everything goes smoothly.

Personal Liability: Do you have enough liability? Please keep in mind that personal liability laws vary state by state. Familiarize yourself with the laws beforehand so that you know what to pay close attention to as the party progresses.

Closest thing to a “warm” welcome: The forecast calls for “a full day of sunshine” when the Falcons and Patriots take the field in Houston, Texas. Given that the winter months in New York can sometimes lead to rain, snow, ice, and other conditions of the like, it may pay to take precautionary measures. You can make sure your walkway is shoveled and cleared of ice. As guests arrive, clean and dry an otherwise slippery floor. This will help you set the mood for a good time by avoiding any injuries.

Keeping Everyone Safe: There are many things you can do to ensure guests have a good time at your party. We understand it’s easy to get distracted while having fun. Please be mindful not to serve uncooked food. With buffalo wings a popular snack for this occasion, keep stray bones away from any pets scurrying around. The big game can lead to heated debates amongst passionate fans (and being on the losing side can be even more disappointing), so do what you can to discourage arguments and fights. There are always calm ways to diffuse these types of situations.

Go Home Happy: Even if your guests’ favorite team loses the game, you can still play a role in helping them go home without a worry. If alcohol is served, perhaps you can offer a prize to whoever volunteers to be a designated driver. Some hosts opt to stop serving alcohol toward the end of the evening and switch to soft drinks and coffee. Should guests be drinking too much, take their keys and arrange beforehand to have a cab service ready to provide rides back home.

Do you understand the Personal Liability Laws that apply to your state? Contact us today to review or increase your coverage. Enjoy the game!

Preparing For A Nor’easter

Fallen tree

In anticipation of the forthcoming Nor’easter, allow us to share some of these helpful tips as you prepare. Here are suggestions of what to keep an eye on before, during, and after the storm hits.

  • Check skylights, vents and chimneys to make sure that no repairs are needed and everything is tight and secure from any water leakage.
  • Check leaders and gutters to make sure that they are clear of leaves, tree branches and any other debris. Clogged downspouts often lead to freezing and ice damage later in the season.
  • Check to be sure that trees and branches are trimmed back and pruned, so that dead branches or tree overhangs do not fall and damage your roof, chimney, skylights, windows and doors.
  • Reach out to your neighbors to see that everyone remains safe and in good spirits through the storm. This is an opportunity to embrace the importance of community and lend a helping hand to those in need around you.
  • Check to be sure furnaces are cleaned and in good working order, so that you do not run the risk of being without heat.
  • Check carbon dioxide and smoke detectors, making sure that they are working properly and the batteries have been changed.
  • Check water pipes for any leaks because a small leak can be managed by changing a pipe or repairing a portion of a pipe. If you have an automatic sprinkler system, be sure to contact your service company for a shut-off as well. A large leak can be a nightmare and do considerable damage to your home.
  • Check your electrical outlets, plugs and cords for any deficiencies such as wear and tear, overload, and fraying cords.
  • With power outages to be anticipated and the roads expected to be dangerous, shop for non-perishable foods before the storm hits. Refrigerated food will only stay safe for up to four hours after a power outage. Click here to see a guide of all specifics.

Maintenance is the key to preventing homeowner claims that may be caused by the elements. We urge you to embrace this opportunity to safeguard your home. We hope that you all stay safe through this storm and the rest of the winter season.

How To Prevent Ice Dams and Winter Roof Damage

Here at Petschauer Insurance we feel it is important to offer good information so you can minimize property damage that may occur due to the harsh, cold and snowy weather that is just around the corner.

Ice dams, although easily preventable, happen often in the winter, and can cause a lot of damage to the exterior and interior of your property.

Aicedam_largen ice dam forms when melting snow freezes at the edge of your roof line. If you do not remove the snow, you run the risk of the ice dam growing large enough to keep the water from draining off the roof.  The water will then back up underneath the shingles and find its way to the interior. This can damage your roof, attic, and upper levels of your building.

How to you tell if you have an Ice Dam:

  • Look for large icicles hanging from the gutters and sides of the roof, as this is a sign that water may be trapped on your roof
  • Look for water stains in your attic ceiling or exterior walls

What you can do to prevent Ice Dams:

  • Remove snow from your roof after every heavy storm BEFORE it freezes by using a roof rake.
  • Make sure that leaders and gutters are clear of leaves and debris so melted snow can drain properly
  • Insulate your roof and attic.
  • Seal up any holes in the roof that can cause water to seep through
  • Make sure any vent pipes, exhaust fans, chimneys, attic fans, and light fixtures are properly insulated and sealed.
  • Install a leak barrier underneath the shingles to act as an additional preventative measure, as it keeps water from seeping inside your building.

How to remove an Ice Dam:

  • Call a professional roof repairer! If done incorrectly, you may cause further damage to your roof.
  • Do NOT use rock salt to melt the ice as this will cause even more damage.
  • If you do choose to remove it yourself, make sure that you use calcium chloride to melt the ice.

Please be proactive and be prepared for the possibility of an ice dam forming on your roof. Preventing an Ice Dam from will give you peace of mind and time to enjoy the festive season with your friends and family.

Survival Kit for Blizzard of 2015: Winter Storm Juno

800px-DC_Snowstorm_Feb_-_Flickr_-_Al_Jazeera_English_(6)With most of the Northeast already under a couple of inches of snow from Snowstorm Juno, and being warned to stay indoors until the weather clears up, we at Petschauer Insurance would like to take this opportunity to share some safety and insurance tips while you are waiting out the storm. We also ask that you keep your ears and eyes out for any news updates and weather advisory’s up until Wednesday.

Our educated staff is great at collaborating with each other and our insurance company partners to bring you these tips for critical times just like this. So, we put together a list of blogs we feel are appropriate for helping you make it through the Blizzard of 2015:

1) Keep Your Buildings From Freezing

2) Generator Safety Tips 

3) How To Prevent/ Remove Ice Dams

4) Preventing Black Ice

5) Safe Driving Tips For The Winter

Be Safe!