Category Archives: Tips

Ask Sherri: Insuring Your Valentine’s Day Gifts

With the spirit of love in the air as Valentine’s Day approaches, it is only appropriate for us to bring back our classic Valentines’ Day episode of Ask Sherri. If you plan on proposing this Valentine’s Day or just getting your loved one an expensive gift, we highly recommend that you check out this episode. Sherri will show you why you may want to consider a Floater Policy or adding extra coverage to your Homeowners or Renters Policy for these special gifts.  And…. why you may want to stay away from putting your ring in the cake…

Super Bowl XLIX Party Tips from The Petschauer Insurance Team

Super Bowl Party TipsAmerica’s biggest sporting event is undeniably the NFL Super Bowl! Every year families and friends gather around the tube on the first Sunday night of February, to watch the game, catch the infamous commercials, eat up on platters of finger foods, and put money on boxes.  The Super Bowl is this Sunday and the staff at Petschauer Insurance wants to share with you some their traditions and advice.


 

Game Day Advice: 

“We all know people like to drink for the games, so make sure everyone has a designated driver or takes a cab to get home. Drunk driving endangers everyone involved from the driver, passenger, and the host of the party!” – Karen Skoler, Commercial Lines Manager

football boxes (3)If you plan on setting up boxes for the game, make sure that all rules are set in place before kickoff! This will prevent any confusion or mistakes when it comes to paying out the winners. – Sherri Consentino, Personal Lines Account Executive

“If you’re hosting the party, don’t put all of the pressure on yourself when it comes to deciding what food and beverages to serve. When inviting guests ask them to bring some of their favorite food and drinks.  This way you not only have a variety but, you as the host, can join in on the laughter and fun as well! Suggesting that everyone bring something unique can add to the festivities!” – Daniel Bonilla, Social Media Coordinator


 

Recipes:

Bacon Wrapped Chicken

Cut boneless chicken breast into bite size pieces

Wrap each piece of chicken with piece of bacon

Placed wrapped chicken on a baking tray

Bake in a 400 degree oven 15-20 minutes (or until bacon is crispy)

Transfer to serving platter, insert toothpicks, and serve with dipping sauce of your choice – honey mustard, BBQ, ranch etc.

Taco Dip tacodip

Ingredients:

Can of refried beans

Tub of sour cream

Shredded lettuce

Sliced black olives

Diced tomatoes

Shredded cheese

Layer ingredients in a cake pan or similar dish, starting with the refried beans. You could also add guacamole, ground meat or chopped onions!  Don’t forget the chips !


 

Recommended Super Bowl Venues:

If you and your friends don’t want to throw a party, you can just attend one of these!

Gottscheer Hall,  657 Fairview Ave. Ridgewood, New York

Free appetizers at each quarter, free hot buffet at half time, and no entry cover!

Plattduetsche Park1132 Hempstead Tpke. Franklin Square, New York

Hosting an open bar, all-you-can-eat grand buffet, and all-you-can-eat apps! All included for $45 dollars ($55 at the door).

Paulaner NYC265 Bowery, New York, NY 10002

No cover! Click here for Super Bowl specials menu.


 

Study Up Before The Big Game!

You may not be a football fan, but will still watch the Super Bowl. Study up a bit on the teams that are playing if you’re not acquainted beforehand and you might actually want to watch the game and not just the commercials. 

Survival Kit for Blizzard of 2015: Winter Storm Juno

800px-DC_Snowstorm_Feb_-_Flickr_-_Al_Jazeera_English_(6)With most of the Northeast already under a couple of inches of snow from Snowstorm Juno, and being warned to stay indoors until the weather clears up, we at Petschauer Insurance would like to take this opportunity to share some safety and insurance tips while you are waiting out the storm. We also ask that you keep your ears and eyes out for any news updates and weather advisory’s up until Wednesday.

Our educated staff is great at collaborating with each other and our insurance company partners to bring you these tips for critical times just like this. So, we put together a list of blogs we feel are appropriate for helping you make it through the Blizzard of 2015:

1) Keep Your Buildings From Freezing

2) Generator Safety Tips 

3) How To Prevent/ Remove Ice Dams

4) Preventing Black Ice

5) Safe Driving Tips For The Winter

Be Safe!

Risk Management: Preventing Black Ice

download (1)You don’t know it’s there until you or someone slips and falls. This is the scariest part about black ice…  The chances of you slipping on black ice areso much higher than on regular ice covered pavements. If someone were to fall on your property, you can be held legally responsible for their injuries. To avoid these types of potential law suits, here are some important safety tips from our partners at Chubb Insurance:

  • Shovel/ plow snow towards lower leveled plains, so there is no snow melt runoff.
  • Position your gutters so that it drains into planted areas, or into a water drainage system and not onto sidewalks or driveways
  • Don’t wait for the temperatures to drop to start putting down salt, sand or ice melt. Place the substances down before the freezing may occur.

We also suggest that you review your liability coverage with your independent insurance agent to be sure you have adequate protection as accidents do happen.

Generator Safety Tips During A Power Outage

Winter storms season is here and power outages are very likely to occur.  Whether you are lucky enough to have a generator ready to power up during this time or you are thinking of purchasing one, this blog is for you. Travelers is one of the many trustworthy insurance companies we represent and we would like to share their valuable advice and safety tips with you right here:

Click Here For Travelers  Generator Safety Tips

NYC Offers Free ID Cards

idnyc_mapDo you or someone in your family need an official ID? New York State is now distributing municipal identification cards to anyone 14 and older, and for free, as part of their IDNYC program. Today you need ID virtually anywhere you go. So why not have an easy and sure way to prove who you are?  Whether it is renting an apartment, opening a bank account, entering any NYC building or purchasing an insurance policy, an official document of identification will be needed. Here’s your opportunity to find out how to apply for one.

These ID cards are currently in such high demand that you now need an appointment to apply for one. Click here to book your appointment online or you can simply dial 311.  Please note you will need three “points” of documents to prove your identity and residency in NYC. The application is available in 25 different languages and can be filled out within several locations in the five boroughs.

With this identification card comes many benefits for all New Yorkers so we encourage you to check it you.

Going To College? Have You Applied for FASFA?

financial aidThe New Year is here, and another new period of life is quickly approaching for high school seniors and college grads that are looking to continue their education. It is a very exciting and proud time for you as parents or guardians… yet very expensive too!  If you are like many of us, finding ways to maximize your savings to prepare for these kinds of life events is very important, especially with rising college tuition.  We would like to share a great opportunity available to you and suggest you go to www.FASFA.gov now!

The FASFA or Free Application for Federal Student Aid helps provide prospective students to apply for nationwide financial aid. It is money that is available to you by the federal and state governments as well as the school themselves in the form of loans, scholarships, grants and work-study opportunities.

The sooner you apply,  the higher your chances are of receiving the most that is available to you as opposed to applying close to the deadline when funds may no longer exist (deadlines vary from state to state). We strongly advise you to take advantage of this great opportunity to offer your senior the school and career of their choice!   The application is available right now to submit!

Let us know how you made out!

 

Source WTNH.com

Safe Driving Tips For The Winter

2202904_0e494293The severe winter weather is here, and we commuters sure know what that entails. We go through it every year, and it never seems to get any better. However, we all have what it takes to make winter driving safer for you and the drivers around you. We recommend that you not only prepare your car for the conditions, but also be aware of some safe winter driving tactics.

Below are some tips we recommend using before driving in hazardous weather.

Preparation before you get in your car:

  • Make sure your vehicle’s fluid levels are right – either check the manual or see your mechanic
  • Replace wipers if they are not fully cleaning off your windshield
  • Check that your tires are in good shape and well inflated
  • Keep your gas tank at least half full at all times- you don’t want your gas line to freeze.
  • Be sure you have an emergency kit, along with jumper cables, a first aid kit, flares, flashlights, a shovel and some sand.

While Driving:

  • Accelerate and decelerate slowly to gain traction and avoid skidding
  • Do not make quick turns
  • Give yourself an 8-10 second following distance behind vehicles so you have enough time and distance to stop
  • Keep the heel of your foot on the floor and use the ball of your foot to apply firm pressure when braking
  • Do not try to power up a hill, but do not stop going up a hill either

Even with these precautions, it is sometimes better to stay home during snow storms. Weather conditions can be unpredictable and so is the road, so keep yourself safe and wait it out before getting in your vehicle.

We here at Petschauer Insurance are concerned for everyone’s safety, so we urge you to please take these tips seriously. Prepare your vehicle and drive safe (or don’t drive at all)!

 

Source: AAA.com

10 Thanksgiving Fire Safety Tips

8210557842_4ffce3a8ac_zDid you know that on Thanksgiving Day the amount of kitchen fires are two times more likely to occur than on any other day of the year? That seems reasonable, as most of us are celebrating a holiday that resonates because of the amount of food preparation that takes place. That is why we want you to be prepared for the worst, while enjoying the holiday.

Here are 10 tips to keep in mind as the day of feasts approaches:

  1. Install a fire detector in or near the kitchen.
  2. Never leave the kitchen when frying or grilling food.
  3. Use a timer when cooking.
  4. If using a deep-fryer, keep the fryer outside, away from any walls.
  5. Avoid loose clothes or long sleeves while cooking.
  6. Make sure all candles around the house are securely placed.
  7. Keep kids away from cooking areas.
  8. Keep all flammable things – oven mitts, wooden utensils, paper or plastic bags, towels – away from the stove top and oven.
  9. Keep the floors clear of any objects you may trip over.
  10. Make your fire extinguisher functions properly, and place in or near the kitchen.

We hope that you take these tips and put them to use while you prepare for Thanksgiving. Then, the only thing you will have to worry about is overeating. Have a wonderful holiday!