Commercial Auto insurance allows you to move your business forward. Whether you use your vehicles to provide mobility for your employees, equipment, or products, you cannot operate without comprehensive company auto insurance.
A commercial automobile policy provides coverage for legal liability for others’ bodily injury or property damage arising out of the use of your business automobiles. Physical damage coverage protects your vehicles in case of accident or damage or damage caused by fire, hail, and other risks. You can designate coverage for owned vehicles as well as leased, hired and/or borrowed vehicles. More coverage options are also available.
Directors and Officers
This kind of insurance provides coverage against wrongful acts, which might include actual or alleged errors, omissions, misleading statements, and neglect or breach of duty on the part of the board of directors and other insured persons and entities. Many D&O policies include employment practices liability coverage.
Employment practices liability insurance (EPLI or EPL)
Insurance that provides coverage for claims arising out of employment practices. This includes discrimination, wrongful termination, and sexual harassment. EPLI policies generally cover the organization, its directors, officers, and employees.
Liquor Liability Insurance
This policy covers the liability arising out of the manufacture, distribution, or sale of liquor. Under the standard General Liability policy, coverage is excluded if the insured is in the business of serving alcohol. It would be the Liquor Liability insurance policy that would give you the coverage for liability lawsuits that include persons who have been involved in the consumption or purchase of liquor.
Special Events Insurance
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There are a great number of additional types of policies that can be purchased. They are too numerous to be listed here. If these descriptions have not covered a need your business has, please contact us directly.