Petschauer Insurance’s Guide To A Safe and Happy Halloween

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Having spooky adventures is all part of the fun during Halloween. That said, the real scare would be not being careful on this frightful holiday. Allow us to walk you through some key safety tips to ensure a fun-filled holiday.

Halloween Parties: Gatherings can be exciting, and hosts will be worry free if they’ve reviewed their homeowners coverage before the fun begins. Taking up well known traditions can be done in a careful manner. When carving pumpkins, it’s important to keep carving tools away from young children. They can decorate with markers instead. You can supplement candles with energy efficient LED lights. The FDA recommends rinsing fruits and vegetables under cool running water before bobbing for apples. If you’re hosting a party and charge money for entry, Travelers notes that it could be considered a business opportunity and the proper insurance would come in handy.

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Trick or treating: AllState recommends that children travel in groups, do so in brightly lit areas, and have a mutual place to gather should they end up getting separated. On the flip side, as a driver you’d be smart to keep an eye out for children running in the street, especially if it’s a darker area. As a parent, you can keep kids’ food allergies in mind and prepare them with a raised level of awareness around the risks of encountering strangers. On a day centered around snacks and sweets, Utica offers some healthier alternatives.

Decorations: The quickest and safest way to avoid injury for any visitors is to keep your front and back yards clean and to clear a path for trick-or-treaters. According to The Washington Post, Halloween is unfortunately a day with a higher risk/percentage of home burglaries and car vandalisms. Luckily, Nationwide offers a complete outline to keeping your home and car safe.

Costume Safety: Putting together costumes for your kids can be done in a safe manner as well. Face paint can be less restricting on a child’s eyesight than a fully covering mask. Costumes that don’t run very long will give trick-or-treaters the flexibility to walk freely without risk of tripping. The toy weapons from your child’s favorite superhero should not be able to cause legitimate harm. AllState points out that flame-resistant fabric is always best, especially if there’s still an easily accessible spot for children to keep their cell phones, in case of an emergency.

To get into the spirit of the holiday, you can also check out one of our favorite Ask Sherri videos. Happy Halloween!

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