Q: Do I have to tell my insurance agent about renovations I make to my home?
A: Yes, not only after the renovations are completed but even weeks before they start. Your agent will need to advise you on getting Certificates of Insurance from the contractor so if anything goes wrong you know they are properly insured for any damages or injury they may cause. The renovations may also increase the Replacement Cost of your home. Calling your agent will help avoid unfortunate situations that could leave you underinsured in the event of a claim. You may not get enough money to rebuild your dream home. Call your agent TODAY !